J.D. Byrider-Buy Here Pay Here.

Top Rated Bad Credit-No Credit Car Dealer-Loans in Saginaw MI
Opening at 9:00 AM
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The CNAC.com app makes it easy and convenient to submit payments at any time, from any location.

Get comfy. Be productive. Apply online, get pre-approved over the phone…..so you can hit the ground running. Start the process here

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Stressed about your credit? Relax. At Byrider, we work with applicants across a wide range of scores. if you need a Bad Credit Car Dealership, Byrider may be the answer. Get started here...

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Sign & Drive Tax Event

Feb 5, 2020 – Mar 31, 2020

Bring in Your W-2, Qualify and we will calculate your Tax Refund, then help you find a Quality Car Backed by a 2 Year / 24,000 Mile Warranty. Click Link to Get Started.

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Early Tax Sales Event - Low As $299 Down*

Jan 1, 2020 – Jan 19, 2020

Get A Better Car Today, Use Part of Your 2019 Tax Refund. Apply Now, You Could Drive Today!

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Planning to use your tax refund to purchase a more reliable car? There’s no need to wait. The Byrider Tax Preparation Event is underway. All you need is a recent pay stub. We’ll estimate your 2019 refund for free and apply it toward the purchase of a newer vehicle. Get started on your approval.

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2 weeks ago
I was offered a car with leather seating and tint but the car had wrong title. So Steve worked with me to find something similar because that’s what caught my eye. He’s been a GREAT help. He’s attentive which is awesome because I can be a pain. But it’s My first car & I'm satisfied, glad I didn’t go with other options because JD Byrider had the best options. I can’t wait to build credit to get something better.Good Job Steve & Molly 🤗
- William B
4 weeks ago
Everyone there was so nice and understanding of my situation. Molly was able to help me and get a car the same day! I would definitely recommend going to them if you are having any issues getting a vehicle. Thank you team for making it possible for me.
- Sarah W
4 weeks ago
Steve Hutchison is the man.. He work his butt off for me and gave me some good tips. I'd recommend him to anyone. Made me feel like I was talking to a friend not a salesmen.
- David D

Best Prices On Financing Vehicles

We offer the best vehicles, with the highest quality customer service in Michigan for people who have less than perfect credit.

What makes J.D. Byrider such a fan favorite? Well we believe its our commitment to customer service, and doing the right thing by our customers. 

We offer buy here pay here cars for sale as well as auto loans and special financing. As a highly respected auto dealer, we pride our selves in helping people re-establish credit. 

When other people say, bad credit, we say "let's find a way".

Some of our frequently asked questions:
  • How much of a down payment do we need?
  • What is the minimum credit score to get an auto loan?
  • Do you finance trucks, cars, suvs and campers?
  • Do you have the cars on the dealership lot?
  • How long does the credit application take?
  • Do I need to have a job?
  • How long do I need to be on the job for a buy here pay here application?

We invite you to call us or stop by our location to get answers to each of these questions. We treat each individual's situation with respect and dignity and we customize a financing solution that will best suit your needs.

Our customers come from all over the Tri-City area:

People Drive From All Over The Tri City Area of Michigan:

  • Midland- 48623,48640,48641,48642,48667,48670,48674,48686
  • Saginaw- 48601,48602,48605,48606,48607,48724
  • Bay City-48706,48707,48708  

If you are looking for a no credit car dealer, or a used car dealerships near me  with bad credit we are here to help. 

We specialize in bad credit auto loans. We are a top rated bad credit dealership(s) that have guaranteed credit acceptance for autos. 

Car dealerships that finance anyone say that they can finance anyone, but can they really? J.D. Byrider is the most creative and innovative no money down car lot around. 

Searching for a bad credit auto dealers near me? While many  guaranteed financing car dealerships have a negative customer experience, J.D. Byrider strive s to make bad credit car loans a respecful and enjoyable process.   

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Call now
  • (989) 401-8899


Get directions
6011 Bay Rd
Saginaw, MI 48604
United States

Business Hours

Mon:9:00 AM – 7:00 PM
Tue:9:00 AM – 6:00 PM
Wed:9:00 AM – 6:00 PM
Thu:9:00 AM – 7:00 PM
Fri:9:00 AM – 7:00 PM
Sat:9:00 AM – 3:00 PM
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